Complete Visibility
Real-time insight across cash accounts, payments, and merchant operations
End-to-End Automation
Automate data capture, reconciliation, workflows, and exception management
Stronger Controls
Standardized processes, approval workflows, and audit-ready documentation
Reduce Risk & Fraud
Detect anomalies, prevent fraud, and protect cash and revenue
Better Outcomes
Accelerate close, improve recoveries, and optimize financial performance
The Solution
One Solution. Four Powerful Products.
Harmonate Financial Operations unifies the most critical financial processes across your organization so you can improve accuracy, reduce risk, and drive better financial outcomes
Cash Reconciliation
Automate the full cash reconciliation lifecycle across bank accounts, processors, and financial systems. Gain real-time visibility into cash position, variances, and operational risk.
Automated transaction matching
Cash position visibility
Bank & processor reconciliation
Variance & break resolution
Real-time transparency
Account Reconciliation
Standardize and automate account reconciliations across the balance sheet. Improve accuracy, reduce close timelines, and ensure complete account integrity
Intercompany & balance sheet reconciliation
Supporting documentation
Exception identification & aging
Audit-ready close
Review & certification controls
Payment Intelligence
Unify payment data and procurement context to optimize cash movement, verify recipients, prevent fraud, and ensure every payment aligns with approved obligations
Treasury visibility & cash intelligence
Payment verification & controls
Beneficiary & account validation
Cash forecasting & liquidity management
Fraud detection & prevention
Merchant Data Hub
Gain complete visibility into the full credit card lifecycle–from authorization to settlement, disputes, chargebacks, and recovery. Reduce revenue leakage and improve recovery outcomes
Payment visibility & reconciliation
Revenue leakage detection
Chargeback & dispute management
Recovery optimization & insights
Performance trackin
